Not unlike “The City” in London or “Bay Street” in Toronto. Began as a term for major financial exchanges located on the same street in downtown Manhattan. financial system of bankers, investors, and traders. You will be asked for it, again and again, when making purchases online or on the phone. This is also known as the CVV number (for card verification value), CVV2, CVC (for card verification code), or CID (card identification number). A 3 or 4 digit unique code on your credit card. The Creole dialect spoken in Trinidad and Tobago is a wonderful cosmopolitan mixture of words and expressions from many parts of the world, resulting from. A promotional offer to attract customers to a particular credit card or loan after a period of time, the rate will go up. The mainstream economy (versus “Wall Street,” see below). Known in some countries as a “hire purchase.” If youre making an Industrial click on Industrial in the accordion below. Putting down a deposit for a merchant to hold your purchase while you pay for it on an installment plan. Lesson location About Jezreel About the lesson Rates Other ESL. Not joining an environmental movement, but registering to receive your banking, credit card, and other statements electronically. Toronto man slang for anyone that doesnt know and wants to learn the talk of the streets. Since exchange rates, inflation, and interest rates all affect your personal finances, you might want to keep an eye on news from the Fed. In Europe (even the U.K.) and French-speaking Canada, this is a “bureau de change.” The amount you can spend on your credit card before you’re “maxed out” (see above). Also known as a FICO Score, after one of the top credit rating software companies. Used by landlords, credit card companies, and others to decide whether they’ll do business with you. Predicts the likelihood that you’ll pay your debts. A form of bankruptcy that lets you restructure your debt. is only one thousand million-unlike a European billion, which is a million million. This can help newcomers who have a “thin file” of payments for “big ticket items” such as houses, cars, and college educations. A record of your phone bills, rent payments, and other day-to-day transactions, sometimes used in calculating your creditworthiness. Not to be confused with $401,000 (since “k” is also shorthand for 1,000). An employer-sponsored retirement savings plan. While “serious money” is often slang for a lot of money (and so is “real money”), this section lists straight terms about finances and financial situations that may differ somewhat (or altogether) from the lingo in your home country:
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